Legal · Privacy policy

Privacy,in plain words

Your money and your kitchen are personal. This page explains what blocmind, Spencio and Reap collect, why, and how you stay in control.

Last updated: October 9, 2026Effective: October 9, 2026Reading time: 7 min
At a glance
We never sell your data.
Not to advertisers, data brokers or anyone else. Ever.
Your device comes first.
Wherever we can, your data is processed and stored on your phone, not our servers.
Ads, on your terms.
Free plans show ads from Google AdMob. Personalised ads only with your consent. Paid plans are ad-free.
Delete anytime.
Remove your account and data from inside the app, in a few taps, with no email needed.
What we collect

Data, product by product.

DATAWHYWHERE IT LIVES
SPENCIOTransactions, balances and budgets you enter
Show safe-to-spend, budgets and goals
On your device. Encrypted sync if you turn on backup.
SPENCIOBank SMS messages (Android, opt-in)
Add transactions automatically
Read on your device only. Messages never leave your phone.
REAPPantry items, expiry dates and shopping lists
Track food and warn before it goes off
On your device. Encrypted sync if you turn on backup.
REAPReceipt photos you scan
Read items and add them to your pantry
Processed by our AI provider, deleted within 24 hours.
REAPDietary preferences and allergies
Suggest recipes that suit you
On your device. Encrypted sync if you turn on backup.
ALLEmail address
Sign-in, backup and support replies
Our servers, encrypted at rest.
ALLPurchase status
Unlock paid plans
App Store or Google Play. We never see card details.
ALLAdvertising ID and ad interactions (free plans)
Show ads through Google AdMob
Collected by Google. Personalised only with your consent.
ALLCrash and performance reports
Find and fix bugs
Anonymous. Turn off in Settings → Privacy.

1. Who we are

blocmind ("we", "us") is a product studio that makes Spencio and Reap. This policy covers our website and both apps. When we say "you", we mean anyone who uses them.

2. What we collect

Only what each product needs to work. The table above lists every category. In short:

Things you enter: transactions, budgets, pantry items, preferences.
Account details: your email, if you create an account for backup or sync.
Diagnostics: anonymous crash and performance reports, which you can turn off.

3. How we use it

To run the features you use, keep your data in sync across devices, answer support requests, and fix bugs. Free plans also show ads through Google AdMob (see section 4). We never pass your financial records, pantry contents or receipts to advertisers, and we don't use your personal content to train AI models.

4. When we share

We share data only with service providers that help us run the apps, such as cloud hosting, payment processing through the App Store and Google Play, and AI processing for Reap receipts. They are contractually limited to acting on our instructions. We may also disclose data if the law requires it.

ADVERTISING · GOOGLE ADMOB

Free versions of Spencio and Reap show ads served by Google AdMob. To do this, Google may collect your device's advertising ID, approximate location from your IP address, and how you interact with ads. Where the law requires it, we ask for your consent before ads are personalised; otherwise you see non-personalised ads. Google's use of this data is covered by Google's privacy policy.

You can reset or limit your advertising ID in your phone settings, change your ad consent in the app at any time, or upgrade to a paid plan to remove ads.

5. How long we keep it

As long as your account is active. Receipt photos are deleted within 24 hours of processing. When you delete your account, synced data is erased from our servers within 30 days and from backups within 90.

6. Your rights & choices

Depending on where you live, you can access, correct, export or delete your data, and object to certain processing. Most of this you can do yourself:

EXPORT
Settings → Privacy → Export my data
DIAGNOSTICS
Settings → Privacy → Share diagnostics
ADS
Settings → Privacy → Ad preferences
DELETE
Settings → Account → Delete account

For anything else, email support@blocmind.com. We reply within 30 days.

7. Security

Data is encrypted in transit and at rest. Access inside blocmind is limited to the people who need it to support you. No system is perfect, so if we ever have a breach that affects you, we'll tell you promptly.

8. Children

Our apps are not directed at children under 13, and we don't knowingly collect their data. If you believe a child has given us data, contact us and we'll delete it.

9. Changes to this policy

If we change anything important, we'll tell you in the app before it takes effect. The date at the top always shows the latest version.

10. Contact

PRIVACY QUESTIONS
support@blocmind.com
blocmind · [Registered address]